专业英语八级阅读理解十六
14页1、专业英语八级 -阅读理解 (十六)( 总分: 100.00 ,做题时间: 90 分钟 )一、BREADING COMPREHENSION/B( 总题数: 0,分数: 0.00)二、BTEXT A/B( 总题数: 1,分数: 25.00)Of all the lessons taught by the financial crisis, themost personal hasbeen that Americans arent too slick with money. We take out home loans we cant afford. Werun up sky-high credit-card debt. Wedont save nearly enough for retirement.In response, proponents of financial-literacy education are stumping with renewed zeal. School districts in states such as NewJersey and Illinois a
2、re adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.Students with top scores on that exam will receive certificates butchances for long- term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classro
3、om. Even as the financial-literacymovementhas gained steam over the past decade, scoreshave been falling on tests that measure how savvy students are about things such as budgeting, credit cards, insurance and investments.We need to figure out how to do this the right way, says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods dont work. A growing number of researchers and educator
4、s agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real moneyand spending decisions into kids hands and talking openly about the emotions and social influences tied to how we spend.Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Whyexactly do you want those expensive name-brand sneakers so badly? It takes confidence to take a stand and to
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