金满堂两全保险投保规则保单填写规则.ppt

金满堂投保规则及保单填写规则金满堂投保规则及保单填写规则Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 2 2 - -内内 容容Ø 生命金满堂终身年金保险（分红型）投保规则Ø 生命附加全佑一生长期护理保险投保规则Ø 投保资料递交提示Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 3 3 - -v 被保险人年龄：30天－59周岁v 保险期间： 终身v 交费期限： 趸交，或3/5/10年交或交至领取年龄，且交清年龄最高不超过65岁。

v 计算方式：保费算保额v 最低保费要求：v趸交：10000元v10年交及以下（含）：2000元生命金满堂终身年金保险（分红型）投保规则生命金满堂终身年金保险（分红型）投保规则Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 4 4 - -生命金满堂终身年金保险（分红型）投保规则生命金满堂终身年金保险（分红型）投保规则v养老金给付方式：终身v养老金领取时间：自被保人30/45/50/55/60/65岁始v养老金领取方式：年领v可搭配的附加险：生命附加全佑一生长期护理保险Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 5 5 - -关于被保险人：生命金满堂终身年金保险（分红型）投保规则生命金满堂终身年金保险（分红型）投保规则v 1.被保险人为无业、下岗、待业人员、或五类（含）以 上职业时不可投保本险种。

v 2.须对投保单所有告知项目进行如实告知v 3.被保险人风险保额=年交保费×（交费期-1）；累计被保险人长期护理险风险保额（所有在我公司购买的 保险）：≥100万时，①需要提供被保险人财务问卷及高额件业务 员报告书②提供财务资料③生存调查④达标体检Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 6 6 - -关于投保险人：生命金满堂终身年金保险（分红型）投保规则生命金满堂终身年金保险（分红型）投保规则v1.投保人为拒保职业时，不可投保本险种v2.投保人须对投保单所有告知项目进行如实告知。

v3.投保人风险保额=年交保费×（交费期-1）累计投保人意外豁免保额Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 7 7 - -生调、体检标准v 1. 投、被保险人为同一人时，累计被保人长期护理险 风险保额； v 2. 投、被保险人非同一人时，以期交保费×（缴费 期-1）累计入投保人意外豁免保额； v 3. 累计意外豁免保额≥600万时，需进行投保人 生存调查，并进行财务核保：投保人财务问卷、高额业务 员报告书（投保人）、其他财务资料； v 4. 投保人年龄＜55周岁，且累计意外豁免保额 ＜1000万时，无需体检；投保人年龄＜55周岁，投保人累 计意外豁免保额≥1000万，或投保人年龄≥55岁且累计意 外豁免保额≥600万时均需进行体检-T3；Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 8 8 - -v 该险种投保单填写要求：1.养老年金产品，B7项无需填写，请直接填写B11项。

2.B11项中，养老年金给付方式应勾选“其他”，并在横线 上填写“终身”Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.- - 9 9 - -生命附加全佑一生长期护理险投保规则生命附加全佑一生长期护理险投保规则v投保年龄：30天－59周岁 v计算方式：按保费计算保额 v最低保费：100元v保险期间： 终身v交费期间趸交、3/5/10年交或交至主险领取年龄，且交清年龄最高不超过65 周岁v投保单填写要求v必须完整填写险种名称v不填：缴费期限、保险期间、基本保险金额、保费v可搭配主险：生。