2024年北京市银行招聘之银行招聘综合知识真题附答案.docx

2024年北京市银行招聘之银行招聘综合知识真题精选附答案一单选题(共80题)1、以下有关计算机病毒的描述，不正确的是（　　）A.特殊的计算机部件B.传播速度快C.人为编制的特殊程序D.危害大【答案】 A2、Surprises______: three-season riverfront beach bars, nightlife that's among Europe's best, and low-rise______that reward wanderers who use the city's dozens of old steeples as compass points.A.abounds, charmB.abounds, charmsC.abound, charmD.abound, charms【答案】 D3、资料：Why is Salt Bad for You?A.his family doctorB.a heart specialistC.research scientistsD.a nutrition expert【答案】 D4、We’ll give every employee____for development.A.roomB.houseC.employmentD.place【答案】 A5、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.A.National Banks in the USA refers to “State Banks”B.The group banking system usually exists in the states where branch banking is prohibitedC.Stateside branching implies that bank branches are allowed to operate anywhere within the stateD.Limited branching allows bank to operate branches within geographic territories authorized by the state law【答案】 A6、亚当斯密在《国富论》当中，谈到的主要经济理论是（　　）。

A.古典经济理论B.分配理论C.比较优势理论D.绝对优势理论【答案】 D7、 我国《经济法》调整的对象是（　　）A.一切经济关系B.特定经济关系C.全部财产关系D.社会关系【答案】 B8、下列财产物资，可用抽样盘点法进行财产清査的是（ ）A.成套设备B.低值易耗品C.办公桌椅D.汽车【答案】 B9、掠夺交易是指以强制手段为基础、一方强迫另一力的利益转移（包括其承载物的转移）下列不属于掠夺交易的是（ ）A.甲有一幅非常珍贵的古名画，乙知道后千方再计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧说完就拿走了面盆C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言【答案】 D10、小刘奉命采购机器零件，一种零件的单价是500元，另一种零件的单价是700元这两种零件小刘都买了一些，且已知单价500元的零件数量占比不足50%。

这次采购，小刘一共花了7100元，则他一共购买了（　　）件A.11B.13C.14D.12【答案】 A11、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点同时，2019年一季度到期的中期借贷便利（MLF）不再续做这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度A.货币供给增加B.货币供给减少C.货币需求增加D.货币需求减少【答案】 A12、标志着我国统一的多民族国家开始形成的是（ ）的建立A.汉王朝B.秦王朝C.夏王朝D.唐王朝【答案】 B13、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点同时，2019年一季度到期的中期借贷便利（MLF）不再续做这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度A.再贷款B.再贴现C.消费者信用控制D.道义劝告【答案】 B14、我国现阶段的货币政策采用（　　）公式来考量M2增速是否适宜。

A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%【答案】 C15、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.Merger of NYSE with Euronext makes it the biggest financial center in EuropeB.The excessive regulation and high taxes have affected its financial developmentC.Paris has many advantages that may help in its future financial developmentD.Paris offers good quality of life as well as good transport links【答案】 A16、Even though medicine can take you back to health if you fall ill，______is recommended to avoid side effects.A.moderationB.considerationC.reflectionD.speculation【答案】 A17、____ just six months ago, Finson’s Grill has quickly become one of the most popular restaurants in Detion.A.OpenedB.Had been openingC.Been openedD.To open【答案】 A18、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.A.help the person understand himself betterB.studying the benefits of dreamsC.trying to make the sleeper dream logicallyD.trying to help the dreamer recall his earlier dreams【答案】 A19、The local area network also conn。