[金融英语考试密押资料]金融英语中级银行业务模拟1
22页1、金融英语考试密押资料金融英语中级银行业务模拟1金融英语考试密押资料金融英语中级银行业务模拟1金融英语中级银行业务模拟1SECTION ONE (Compulsory) Now listen to a short conversation and a passage on the tape. This will be played once on the recorder. You may make notes while you are listening, but you should not answer any questions until the reading is over. Qustion 1 (如需获取本MP3听力录音请搜索标题名) 1. Whats the name of the man who is seeking the mortgage loan?答案:Robert.解析 1-10Personal loanA: Good afternoon, Sir, at your service.B: Oh, thank you. My name is Robert an
2、d Id like to make some enquiries concerning mortgage loan facilities offered by your bank. Am I in the right place?A: Yes, definitely Sir, please take a seat and let me get hold of a mortgage loan application form. Might I know some details about the property you intend to buy?B: I decided to purchase an apartment in Sapphire Court on Stanford Road, south of our town. I have already made my down payment last week and now I am trying to get a mortgage loan to finance the purchase.A: Oh, I see. Is
3、 Sapphire Court a new development and what is your purchase price?B: No, its a second hand property and as far as I know, it has been 5 years since the building was built. The owner is demanding for 1 million.A: You mentioned that you have paid a down payment. If you dont mind, please tell me how much you have already paid mid the amount of loan you want from the bank?B: I have paid 40,000 to the landlord through the real estate agent and I will just need700,000 from the bank. What interest rate
4、s shall I pay if Im approved to get the loan?A: According to practice, we offer our customer mortgage loans on the basis of prime rate plus 1.5 %. At the moment, prime rate is 8 % so your mortgage loan, if allowed, will approximate to 9.5 %. But we might be able to offer you better terms depending on your profession. Let me first try to fill out this application form for you. Can I have your ID card please?B: But I might not want a loan from your bank if the terms are not suitable to me. Should
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