[浙江]2023年台州银行面向嘉兴招聘笔试上岸历年高频考点试卷答案详解

1、浙江2023年台州银行面向嘉兴招聘笔试上岸历年高频考点试卷答案详解（图片大小可自由调整）第I卷一.单项选择题(共50题)1.某银行的欧元对人民币的即期汇率报价为EURI=CNY9635363。客户按该汇率从该银行买入100万欧元，需要支付（）万元人民币。A.963.00B.963.53C.963.58D.963.63答案：D 本题解析：买入、卖出汇率的判断依据是银行贱买贵卖，所以本题中客户应支付人民币10096363=96363(万元)。2. 观察给定的几个图，寻找它们的规律，问号处应该填入的图为（）。 A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：每组第一个图3个小图形都不同；每组第二个图有4个小图形，有2个小图形相同；每组第三个图有4个小图形，两两相同。3.2014年1月份，烟酒及用品价格同比下降0.7%。其中，酒类价格下降2.0%，烟草价格上涨0.2%。衣着价格同比上涨1.9%。其中，衣着加工服务费价格上涨5.3%。服装价格上涨2.0%，鞋类价格上涨1.5%。家庭设备用品及维修服务价格同比上涨1.5%。其中，家庭服务及加工维修服务价格上涨9.2%，耐用消费品价格上涨

2、0.4%。医疗保健和个人用品价格同比上涨1.1%。其中，中药材及中成药价格上涨4.5，医疗保健服务价格上涨1.1%，西药价格上涨0.6%，医疗器具及用品价格上涨0.3%。交通和通信价格同比上涨0.2%。其中，车辆使用及维修价格上涨3.8%，车用燃料及零配件价格上涨0.6%，通信工具价格下降5.9%，交通工具价格下降1.1%。娱乐教育文化用品及服务价格同比上涨3.3%。其中，旅游价格上涨14.9%，教育服务价格上涨2.6%，文娱费价格上涨2.1%，文娱用耐用消费品及服务价格下降3.3%。居住价格同比上涨2.8%。其中，住房租金价格上涨4.6%，建房及装修材料价格上涨1.7%，水、电、燃料价格上涨1.2%。根据上述资料，价格出现下降的商品具体有多少项？A.2B.3C.4D.5答案：C 本题解析：根据第二篇材料可知，价格出现下降的商品有酒类、通信工具、交通工具和文娱用耐用消费品及服务价格，共4个，选。4.人工生产某种装饰用珠链，每条珠链需要珠子25颗，丝线3条，搭扣1对，以及10分钟的单个人工劳动现有珠子4882颗，丝线586条，搭扣200对，4个工人。则8小时最多可以生产珠链（）条。A.2

3、00B.195C.193D.192答案：D 本题解析：488225=1957，4882颗珠子最多可供生产珠链的数量195条；5863=1951，586条丝线最多可供生产珠链的数量195条；2001=200；200对搭扣最多可供生产珠链的数量200条。486010=192，8小时4个工人最多可供生产珠链的数量192条，即最多可生产珠链192条，D为正确选项。A、B、C选项错误，故本题答案为D。5.以下对银行贷款资产质量从高到低排序正确的是()。A.正常贷款次级贷款关注贷款可疑贷款损失贷款B.正常贷款关注贷款次级贷款可疑贷款损失贷款C.正常贷款次级贷款可疑贷款关注贷款损失贷款D.正常贷款可疑贷款次级贷款关注贷款损失贷款答案：B 本题解析：贷款质量从高到低排序是正常、关注、次级、可疑和损失，后三类属于银行不良贷款，故B项正确。所以答案选B。6.银行真题材料要点本材料是扇形图和表格的组合型材料。图形相对简单，表格数据的计算性强，重点出题点在表格上同时也要结合图形进行分析。扇形图该图是典型的比重扇形图。标题：2004年中国农村绝对贫困人口地区分布标注：灰色、暗灰色、白色分别代表东部、中部、西部表

4、格该表格是一具有二标目的表格。标题：2000年以来全国农村贫困标准、人口规模和人口比重横标目：绝对贫困和低收入两个指标纵标目：年度(20002004年)若2004年我国总人口为136亿，我国农村贫困人口占我国总人口的（）。A.2.8B.5.3C.5.6D.5.8答案：C 本题解析：贫困人口包括绝对贫困人口和低收入人口，从表格中查找。2004年我国农村贪困人口数是2610+4977万人，占总人口的(2610+4977)136000=7587136000=5+05+01=56，选择C。计算技巧运算拆分法，将一个数拆分成两个或以上比较容易计算的数的和或差的形式再分别进行计算的方法。7.With our new Quick Pay system，your monthly subscription fee will be debited automatically from the bank account of your （）.A.choiceB.chooseC.choicesD.chose答案：A 本题解析：choice是名词“选择”的意思。句意：我们新的快捷支付系统，会从您所选择的银行帐户

5、里自动扣除你每月的订阅费。8.When it comes to friends, I desire those who will share my happiness, who possess wings of their own and who will fly with me. I seek friends whose qualities illuminate me and train me up for love. It is for these people that I reserve the glowing hours, too good not to share.When I was in the eighth grade, I had a friend. We were shy and too serious about our stud- ies when it was becoming fashionable with our classmates to learn acceptable social behaviors. We said little at sch

6、ool, but she would come to my house and we would sit down with pencils and paper, and one of us would say:Lets start with a train whistle today. We would sit quietly together and write separate poems or stories that grew out of a train whistle. Then we would read them aloud. At the end of that school year, we were changing into social creatures and the stories and poems stopped.When I lived for a time in London, I had a friend, he was in despair and I was in despair. But our friendship was based

7、 on the idea in each of us that we would be sorry later if we did not explore this great city because we had felt bad at the time. We met every Sunday for five weeks and found many excellent things. We walked until our despairs disappeared and then we parted. We gave London to each other.For almost four years I have had remarkable friend whose imagination illuminates mine. We write long letters in which we often discover our strangest selves. Each of us appears, sometimes ina funny way, in the o

8、thers dreams. She and I agree that, at certain times, we seem to be parts of the same mind. In my most interesting moments, I often think : Yes, I must tell. We have never met.It is such comforting companions I wish to keep. One bright hour with their kind is worth more to me than the lifetime services of a psychologist,who will only fill up the healing silence necessary to those darkest moments in which I would rather be my own best friend.In the eighth grade, what the author did before developing proper social behavior was to_.A.become serious about her studyB.go to her friends house regularlyC.learn from her classmates at schoolD.share poems and stories with her friend答案：D 本题解析：考查细节推断的能力。从第二段倒数第三行文字可以看出，他们同学在一起写诗和文章，然后诵读。在学期结束时，他们才形成适当的社交行为。与此同时，他们也停止了写诗和文章的活动了。9.A.见图AB.见图BC.见图CD.见图D答案：A 本题解析：前一个图形

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