考研考博-考博英语-东北大学模拟考试题含答案40

1、考研考博-考博英语-东北大学模拟考试题含答案1. 单选题Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example, that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote （报价）low figures for travel insurance. Sometimes the risk may be high, as in motor-racing or m

2、ountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.An ordinary householder may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium （保险费）. If it is suspicious, it may refuse to quote. If it ins

3、ures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself against false claims. It is not unknown for a businessman in debt to burn down his own premises（房产）so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduc

4、tion is given to companies with an accident-free record.Every week insurance companies receive premium payments from customers. These payments can form a very large total running into millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and

5、continue to make a profit while being of service to the community.1. According to the first paragraph in the passage, which of the following statements is TRUE?2. The word “quote”（Line 3, Paragraph 2）most probably means （ ）.3. From the passage, we know that if accidents will happen nine times out of ten or more, the insurance company will （ ）.4. According to the passage, if an air plane has an accident-free record, it usually pays to the insurance company （ ）.5. Which of the following will the i

6、nsurance company NOT provide insurance service for?6. How do insurance companies make profit?7. The main idea of the last paragraph is （ ）.问题1选项A.A passenger by air will take less risk of being killed than a man crossing a busy road.B.A passenger by air will take greater risk of being killed than a man crossing a busy road.C.A passenger by air will have to pay more to the insurance company than a mountain climber.D.A motorist should pay the highest price to the insurance company.问题2选项A.receiveB.

7、acceptC.takeD.offer问题3选项A.give a much higher priceB.quote the highest priceC.not provide insurance serviceD.charge a lower premium问题4选项A.a large premiumB.less premiumC.no premiumD.the same premium as the other companies问题5选项A.Mountaineers.B.Ordinary householders.C.Airlines with an accident free record.D.Shop keepers with suspicious statistical records.问题6选项A.By receiving premium payments from customers.B.By charging commission to customers.C.By investing in some industries and products.D.By prov

8、iding services.问题7选项A.that the insurance company is greedy of profitB.that the insurance company makes large sum of money every weekC.that the insurance company makes a great profit by investing its money in different itemD.to show the insurance company makes use of its income and the reason why it should do so【答案】第1题:A第2题:D第3题:C第4题:B第5题:D第6题:C第7题:D【解析】1.【试题解析】细节事实题。A：一名空中乘客被杀害的风险小于横穿交通繁忙的马路的行人。B：乘飞机的乘客比穿越繁忙道路的人面临更大的死亡风险。第一段指出：It knows, for example, that the risk of a man being killed in a plane

9、 accident is less than the risk he takes in crossing a busy road. （例如，它知道一个人在飞机事故中丧生的风险要小于他穿过一条繁忙的马路所冒的风险）。因此A项正确，B项错误。C：一名空中乘客必须比一名爬山者向保险公司支付更高的保费。第一段指出：Sometimes the risk may be high, as in motor-racing or mountaineering （有时候，风险可能很高，就像在赛车或登山运动中的风险）。由此可知，赛车或登山运动中的风险比前面提到的空中遇难要高，C项错误。D：赛车手应该向保险公司支付最高的保费。文章并未提及此项。因此本题选A。2.【试题解析】词义题。对于“quote”的理解可参考此句：In normal cases, the company will check its statistics and quote a premium （保险费）. If it is suspicious, it may refuse to quote. （通常，保险公司会检查它的统计数据并给出保险费的如果情况可疑，它可能会拒绝报价）。由此可知，“quote”表示“开价，报价”，故选D。3.【试题解析】判断推理题。第一段指出：Sometimes the risk may be high, as in motor-racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price rises still further. If the majority of climbers fall

《考研考博-考博英语-东北大学模拟考试题含答案40》由会员壹****1分享，可在线阅读，更多相关《考研考博-考博英语-东北大学模拟考试题含答案40》请在金锄头文库上搜索。