银行术语词汇(共48页).doc

精选优质文档-----倾情为你奉上活期存款currentdeposit,currentaccount定期存款fixeddeposit,fixedaccount零存整取fixeddepositbyinstallments联名存款帐户jointaccount开户头toopenanaccount结清tocloseanaccount,toclearanaccount取款todrawmoney取款单drawing-outslip号码牌thenumberslip取款单awithdrawalform一式两份填这张收据tofillinthereceiptinduplicate出纳员teller,cashier买进价格buyingrate卖出价格sellingrate汇兑换算表exchangetable,conversiontable外汇foreignexchange外汇率exchangerate折合率conversionrate外汇限额foreignexchangerestriction外汇行情foreignexchangequotations查牌价tochecktherateforsb.货币currency,money兑换货币moneychanging兑换单anexchangeform钞票banknote大票noteoflargedenomination小票noteofsmalldenomination零钱smallchange辅币subsidiarymoney镍币nickelpiece塑料钞票plasticcurrencynotes可兑换（黄金）纸币convertiblemoney利率interestrate单利simpleinterest复利compoundinterest法定利息legalinterest优待利率primerate应付利息payableinterest贷款利率lendingrate高利贷usury保值储蓄补贴率thesubsidyrateforvalue-preservedsavings帐目编号accountnumber存户depositor存款单pay-inslip存款单adepositform自动存取机abandingmachine存款todeposit存款收据depositreceipt私人存款privatedeposits存单certificateofdeposit存折depositbook,passbook信用卡creditcard本金principal透支overdraft,overdraw双签tocountersign背书toendorse背书人endorser兑现tocash兑付tohonoracheque拒付todishonoracheque止付tosuspendpayment支票cheque, check支票本chequebook记名支票ordercheque不记名支票bearercheque横线支票crossedcheque空白支票blankcheque空头支票rubbercheque票根chequestub,counterfoil现金支票cashcheque旅行支票travelerscheque转帐支票chequefortransfer未付支票outstandingcheque已付支票canceledcheque伪支票forgedcheque庄票，银票Bandarsnote银行家banker行长president储蓄银行savingsbank大通银行ChaseBank花旗银行NationalCityBankofNewYork汇丰银行HongkongShanghaiBankingCorporation麦加利银行CharteredBankofIndia,AustraliaandChina东方汇理银行BanquedeIIndoChine中央银行centralbank,nationalbank,bankersbank发行币银行bankofissue,bankofcirculation储蓄信贷银行commercialbank商业银行，储蓄信贷银行memberbank,creditbank贴现银行discountbank汇兑银行exchangebank委托开证银行requestingbank开证银行issuingbank,openingbank通知银行advisingbank,notifyingbank议付银行negotiationbank保兑银行confirmingbank付款银行payingbank代收银行associatebankerofcollection委托银行consignedbankerofcollection清算银行clearingbank本地银行localbank国内银行domesticbank国外银行overseasbank钱庄unincorporatedbank银行分行branchbank信托储蓄银行trusteesavingsbank信托公司trustcompany金融信托公司financialtrust信托投资公司unittrust银行的信托部trustinstitution银行的信用部creditdepartment商业信贷公司（贴现公司）commercialcreditcompany (discountcompany)街道储蓄所neighborhoodsavingsbank,bankofdeposit合作银行creditunion商业兴信所creditbureau无人银行self-servicebank土地银行landbank建设银行constructionbank工商银行industrialandcommercialbank交通银行bankofcommunications互助储蓄银行mutualsavingsbank邮局储蓄银行postofficesavingsbank抵押银行mortgagebank,buildingsociety实业银行industrialbank家宅贷款银行homeloanbank准备银行reservebank特许银行charteredbank往来银行correspondingbank承兑银行merchantbank,acceptingbank投资银行investmentbank进出口银行importandexportbank(EXIMBANK)合资银行jointventurebank钱庄moneyshop,nativebank信用社creditcooperatives票据交换所clearinghouse公共会计publicaccounting商业会计businessaccounting成本会计costaccounting折旧会计depreciationaccounting电脑化会计computerizedaccounting总帐generalledger分户帐subsidiaryledger现金出纳帐cashbook现金帐cashaccount日记帐，流水帐journal,day-book坏帐baddebts投资investment结余surplus游资idlecapital经济周期economiccycle经济繁荣economicboom经济衰退economicrecession经济萧条economicdepression经济危机economiccrisis经济复苏economicrecovery通货膨胀inflation通货收缩deflation货币贬值devaluation货币增值revaluation国际收支internationalbalanceofpayment顺差favourablebalance逆差adversebalance硬通货hardcurrency软通货softcurrency国际货币制度internationalmonetarysystem货币购买力thepurchasingpowerofmoney货币流通量moneyincirculation纸币发行量noteissue国家预算nationalbudget国民生产总值nationalgrossproduct公债publicbond股票stock,share债券debenture国库券treasurybill债务链debtchain直接（对角）套汇directexchange间接（三角）套汇indirectexchange套汇汇率crossrate,arbitragerate外汇储备foreigncurrency(exchange)reserve外汇波动foreignexchangefluctuation外汇危机foreignexchangecrisis贴现discount贴现率discountrate,bankrate黄金储备goldreserve金融市场money(financial)market股票交易所stockexchange经纪人broker佣金commission簿记bookkeeping簿记员bookkeeper申请单anapplicationform对帐单bankstatement信用证letterofcredit保险库strongroom,vault等价税则equitabletaxsystem签字式样specimensignature营业时间bankinghours,businesshours帐目编号 account number 存户 depositor 存款单 pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款 to deposit 存款收据 deposit receipt 私人存款 private deposits 存单 certificate of deposit 票据交换所 clearing house 。