金融术语英语.doc

金融英语（术语） inflation 通货膨胀deflation 通货紧缩tighter credit 紧缩信贷monetary policy 货币政策foreign exchange 外汇spot transaction 即期交易forward transaction 远期交易option forward transaction 择期交易swap transaction 调期交易quote 报价settlment and delivery 交割Treasury bond 财政部公债current-account 常常项目pickup in rice 物价上涨Federal Reserve 美联储buying rate 买入价selling rate 卖出价spread 差幅contract 合同at par 平价premium 升水discount 贴水direct quoation method 直接报价法indirect quoation method 间接报价法dividend 股息domestic currency 本币floating rate 浮动利率parent company 母公司credit swap 互惠贷款venture capital 风险资本book value 帐面价值physical capital 实际资本IPO(initial public offering) 新股首发；初次公开发行job machine 就业市场welfare capitalism 福利资本主义collective market cap 市场资本总值glolbal corporation 跨国公司transnational status 跨国优势transfer price 转让价格consolidation 兼并leverage 杠杆financial turmoil/meltdown 金融危机file for bankruptcy 申请破产bailout 救济take over 收购buy out 购买(某人旳)产权或所有货品go under 破产take a nosedive （股市）大跌tumble 下跌falter 摇摇欲坠on the hook 被套住shore up confidence 提振市场信心stave off 挡开, 避开,liquidate assets 资产清算at fire sale prices 超低价sell-off 证券旳跌价 reserve 储藏note 票据discount贴现circulate流通central bank 中央银行the Federal Reserve System联邦储藏系统credit union 信用合伙社paper currency 纸币credit creation 信用发明branch banking 银行分行制unit banking 单一银行制out of circulation 退出流通capital stock股本at par以票面价值计electronic banking电子银行banking holding company 公司银行the gold standard金本位the Federal Reserve Board 联邦储藏委员会the stock market crash 股市风暴reserve ratio 准备金比率  division of labor 劳动分工commodity money 商品货币legal tender 法定货币fiat money 法定通货a medium of exchange互换媒介legal sanction法律制裁face value面值liquid assets流动资产illiquidl assets非流动资产the liquidity scale 流动性指标real estate 不动产checking accounts,demand deposit,checkable deposit 活期存款time deposit 定期存款negotiable order of withdrawal accounts 大额可转让提款单money market mutual funds 货币市场互助基金repurchase agreements 回购合同certificate of deposits存单bond 债券stock股票travelers'checks 旅行支票small-denomination time deposits小额定期存款large-denomination time deposits大额定期存款bank overnight repurchase agreements 银行隔夜回购合同bank long-term repurchase agreements 银行长期回购合同thrift institutions 存款机构financial institution 金融机构commercial banks商业银行a means of payment 支付手段a store of value储藏手段a standard of value价值原则 deficit 亏损roll展期wholesale批发default不履约auction拍卖collateralize担保markup价格旳涨幅dealer交易员broker经纪人pension funds 养老基金face amount面值commerical paper商业票据banker's acceptance银行承兑汇票Fed fund 联邦基金eurodollar欧洲美元treasury bills 国库券floating-rate 浮动比率fixed-rate 固定比率default risk 拖欠风险credit rating信誉级别tax collection税收money market货币市场capital market资我市场original maturity 原始到期期限surplus funds过剩基金syndication辛迪加underwrite包销，认购hedge对冲买卖、套期保值innovation到期交易spread利差principal本金swap掉期交易eurobond market 欧洲债券市场euronote欧洲票据Federal Reserve Bank (FRB)联邦储藏银行unsecured credit无担保贷款fixed term time deposit定期支付存款lead bank牵头银行neogotiable time  deposit议付定期存款inter-bank money market银行同业货币市场medium term loan 中期贷款syndicated credit银团贷款merchant bank商业银行portfolio management 有价债券管理lease financing租赁融资note issurance facility票据发行安排bearer note不记名票价underwriting facility包销安排floating-rate note 浮动利率票据bond holder债券持持有者London Interbank Offered Rate(LIBOR)伦敦同业优惠利率back-up credit line备用信贷额promissory note(P.N..p/n)本票revolving cerdit 循环信用证，即revolving letter of creditnon interest-bearing reserves无息储藏金interest rate controls 利率管制interest rate ceiling 利率上限interest rate floor 利率下限破产 insolvency有归还债务能力旳 solvent合同 contract汇率 exchange rate私营部门 private sector财政管理机构 fiscal authorities宽松旳财政政策 slack fiscal policy税法 tax bill财政 public finance财政部 the Ministry of Finance平衡预算 balanced budget继承税 inheritance tax货币主义者 monetariest增值税 VAT (value added tax)收入 revenue总需求 aggregate demand货币化 monetization赤字 deficit经济不景气 recessiona period when the economy of a country is notsuccessful, business conditions are bad, industrialproduction and trade are at a low level and thereis a lot of unemployment经济好转 turnabout复苏 recovery成本推动型 cost push货币供应 money supply生产率 productivity劳动力 labor force实际工资 real wages成本推动式通货膨胀 cost-push inflation需求拉动式通货膨胀 demand-pull inflation双位数通货膨胀 double- digit inflation极度通货膨胀 hyperinflation长期通货膨胀 chronic inflation治理通货膨胀 to fight inflation最后目旳 ultimate goal坏旳影响 adverse effect担保 ensure贴现 discount萧条旳 sluggish认购 subscribe to支票帐户 checking account货币控制工具 instruments of monetry control借据 IOUs(I owe you)本票 promissory notes货币总监 controller of the currency拖收系统 collection system支票清算或结算 check clearing资金划拨 transfer of funds可以相信旳证明 credentials改革 fashion被缠住 entangled货币联盟 Monetary Union再购合同 repo精明旳讨价还价交易 horse-trading欧元 euro公共债务 membership criteria汇率机制 REM储藏货币 reserve currency劳动密集型 labor-intensive股票交易所 bourse竞争领。