金融术语翻译.doc

经济金融术语汉英对照表A安全网 safety net按可比口径 on comparable basis 按轻重缓急 to prioritize 暗补 implicit subsidy暗亏 hidden lossB颁发营业执照 to license;to grant a licence to办理存款业务 to take deposits保 护 农 民 地 生 产 积 极 性 to protectfarmers'incentive to produce备付金（超额准备金） excess reserves本 外 币 并 账 consolidation of domestic andforeign currencyaccounts本外币对冲操作 sterilization operation本位利益 localized interest;departmentalism 奔小康 to strive to prosper;to strive to become well-to-do避税（请见 “逃税 ”） tax avoidance币种搭配不当 currency mismatch币种构成 currency composition变相社会集资 disguised irregular （or illegal ）fund raising表 外 科 目 （ 业 务 ） off-balance-sheet items（ operation ）薄弱环节 weaknesses;loopholes不变成本 fixed cost不变价 at constant price;in real terms不动产 real estate不 良 贷 款 （ 资 产 ） problem loans ；non-performing loans （ assets ）文档收集自网络，C财务公司 finance companies财政赤字 fiscal deficit财政挤银行 fiscal pressure on the central bank（ over monetary policy ）财政政策与货币政策地配合coordinationoffiscal and monetary policies采取循序渐进地方法in aphasedandsequenced manner操作弹性 operational flexibility操纵汇率 to manipulate exchange rate产品构成 product composition;product mix产品积压 stock pile;excessive inventory产销率 current period inventory;（即期库存，不含前期库存） sales/output ratio产销衔接 marketability产业政策 industrial policy长期国债 treasury bonds敞口头寸 open position炒股 to speculate in the stock market承购包销underwrite （ securities ）成 套 机电 产 品completesetsofequipment;complete plant（ s）城市信用社urban credit cooperatives（UCCs）城 市 合作 银 行urbancooperativebanks;municipal united banks城市商业银行 municipal commercial banks城乡居民收入增长超过物价涨幅real growth inhousehold income持续升温 persistent overheating 重复布点 duplicate projects 重置成本 replacement cost重组计划 restructuring plan筹资渠道 funding sources;financing channels 初见成效 initial success仅用于个人学习出 口 统 一 管 理 、 归 口 经 营 canalization ofexports出口退税 export tax rebate储蓄存款 household deposits （不完全等同于西方地 savingsdeposits ，前者包括活期存款，后者不包括 .）储蓄分流 diversion of household deposits储 源 萎 缩 decline in the availability ofhousehold savings传导机制 transmission mechanism 从价税 ad valorem tax 从紧控制 tight control存贷款比例 loan/deposit ratio存款保险体系 deposit insurance system 存款货币银行 deposit money banks存款准备金 required reserves 文档收集自网络，仅用于个人学习D打白条 issue IOU大额存单 certificate of deposit（ CD）大额提现 withdraw deposits in large amounts大面积滑坡 wide-spread decline大一统地银行体制（ all-in-one ） mono-banksystem呆账（请见 “坏账 ”） bad loans呆账准备金loan loss reserves（ provisions ）呆滞贷款 idle loans贷款沉淀 non-performing loans贷款分类 loan classification贷款限额管理creditcontrol;toimpose creditceiling贷款约束机制credit disciplinary（ constraint ）mechanism代理国库 to act as fiscal agent代理金融机构贷款 make loans on behalf ofother institutions戴帽贷款 ear-marked loans倒 逼 机 制 reversed transmission of thepressure for easing monetary condition道德风险 moral hazard地区差别 regional disparity第一产业 the primary industry第二产业 the secondary industry第 三 产 业 the service industry;the tertiaryindustry递延资产 deferrable assets订货不足 insufficient orders定期存款 time deposits定向募集 raising funds from targeted sources 东道国（请见 “母国 ”） host country独立核算 independent accounting短期国债 treasury bills对冲操作 sterilization operation;hedging对 非 金 融 部 门 债 权 claims on non-financialsector多种所有制形式 diversified ownership 文档收集自网络，仅用于个人学习E恶性通货膨胀 hyperinflation二级市场 secondary marketF发行货币 to issue currency发行总股本 total stock issue法 定 准 备 金 required reserves;reserverequirement法人股 institutional shares法人股东 institutional shareholders法治 rule of law房地产投资 real estate investment放松银根 to ease monetary policy非 现 场 稽 核 off-site surveillance （ ormonitoring ）非银行金融机构 non-bank financial institutions非赢利性机构 non-profit organizations分 税 制 assignment of central and localtaxes;tax assignment system分 业 经 营 segregation of financial business（ services ） ;division of business scope basedon the type of financial institutions风险暴露（风险敞口） risk exposure风险管理 risk management风险意识 risk awareness风险资本比例 risk-weighted capital ratios风险资本标准 risk-based capital standard服 务 事 业 收 入 public service charges;user'scharges扶贫 poverty alleviation负增长 negative growth复 式 预 算 制 double-entrybudgeting;capitaland current budgetary account文档收集自网络，仅用于个人学习G改革试点 reform experimentation 杠杆率 leverage ratio杠杆收购 leveraged buyout高 息 集 资 to raise funds by offering highinterest个人股 non-institutional shares根 本 扭 转 funda。