[广西]兴业银行南宁分行零售事业部产品营销中心2023招聘上岸历年高频考点试题库答案详解.docx

[广西]兴业银行南宁分行零售事业部产品营销中心2023招聘上岸历年高频考点试题库答案详解（图片大小可自由调整）第一套一.单项选择题(共50题)1.在凯恩斯主义中，斯蒂格利茨对风险和不确定性的研究，直接导致了他对以下问题的研究，但其中不包括（ ）A.委托-代理及道德风险理论B.不完全竞争理论C.完全竞争理论D.信息甄别理论答案：C 本题解析：斯蒂格利茨对风险和不确定性的研究，直接导致了他对委托-代理及道德风险、信息甄别、不完全竞争等问题的研究故C项正确，ABD选项不符合题意本题正确答案选择C项2.看来，不只是贵族有偏见，平民也自有平民的偏见，这种偏见就是看不见每个人都应该 享有人之为人的尊严和独自为人的权利由于我们在这方面迷失太久，今天，无论是尊重自己 的权利，还是尊重他者的权利，都需要经过艰苦的学习我们要早一天学会这些东西才好只 有先学会了尊重自己和尊重他人，我们才能开始学会有尊严的生活，我们才能有尊严地生活在 这片大地上这段话主要支持的观点是（ ）A.尊重自己和尊重他人是自己获得尊严的前提B.不论贵族或平民，都有得到别人尊重的权利C.先尊重自己，还是先尊重他人，困扰着世人D.当今很多人都不会尊重别人，只知索取尊重答案：A 本题解析：C、D两项属于无中生有。

B项偷换概念,将“尊重自己和他人”偷换成“贵族和平民”3.下列句子中，划线的词语使用正确的一句是（ ）A.事情发生后，顾主任立即同党支部研究，决定就这个问题进行一次讨论B.这所医院组成一个以领导、医生、护士三结合的防治小组，经常深入农村C.本品是用金银花、连翘等中药配制而成，并且具有祛寒退热的功能D.当学习刚刚取得一点成绩，他就开始有点骄傲了答案：A 本题解析：B中“以”字后没有宾语中心语，应在“护士”后加“为成员的”C项中没有递进关系，应删掉“并且”D项“成绩”后面应该加上“时”4.A.见图AB.见图BC.见图CD.见图D答案：D 本题解析：本题数量类+位置类题千分别是直角三角形压在半圆上,梯形压在一个直曲面上，云朵状压在锯齿状上，整椭圆压在横椭圆上，而且均由3个空白面D选项直线箭头形状压在月亮上，有3个空白面符合题意5.A.见图AB.见图BC.见图CD.见图D答案：D 本题解析：本題考查元素叠加九宫图中，每一行中的前两个图形叠加形成第三个图形，叠加时遵循以下规律：白+白=黑，黑+黑==黑，黑+白=白，白+黑=白。

依此规律，问号处应填D项图形故正确答案为D6.许多种类的蝴蝶鱼在尾部前上方、与头部眼睛相对称位置有一黑色斑点，宛如鱼眼，而它的眼睛则 在头部的黑斑中平时，蝴蝶鱼在海中总是倒退游动掠食者常受尾部黑斑的 ，误把鱼尾作鱼头当掠食者猛扑向它时，蝴蝶鱼则顺势向前飞速逃走依次填入横线部分最恰当的一项是（ ）A.隐匿 引诱B.藏匿 诱骗C.深藏 诱惑D.隐藏 迷惑答案：D 本题解析：根据第二空的前后文可知“迷惑”最恰当，故本题正确答案为D7.下列资产负债表项目中，需要根据若干总账科目期末余额计算后填列的项目是 （ ）A.货币资金B.应收票据C.实收资本D.应付福利费答案：A 本题解析：暂无解析8.A.见图AB.见图BC.见图CD.见图D答案：B 本题解析：9.风险管理部在集中处置一批不良资产时，发现其中一笔不良资产为齐达公司的一笔逾期贷款由于经营状况恶化，齐达公司未能按合同要求偿还贷款本息上述导致银行损失的风险属于( )A.市场风险B.操作风险C.信用风险D.流动性风险答案：C 本题解析：暂无解析10.选择最合乎逻辑的一种事件顺序（ ）。

1）计算机配件产量低（2）台湾占领了亚洲地区大部分计算机配件市场（3）亚洲地区计算机配件价格上涨（4）计算机配件工厂收到破坏（5）台湾发生地震A.5-1-3-2-4B.5-2-4-3-1C.2-5-4-1-3D.3-1-4-5-2答案：C 本题解析：台湾占领了市场是大背景，发生地震是工厂破坏的原因，产量变低之后导致价格上涨的结果按此顺序，应为2-5-4-1-3，选择C项11.中央银行对不动产以外的各种耐用，消费品的销售融资予以控制，这种货币政策具是（ ）A.生产者信用控制B.商业信用控制C.证券市场信用控制D.消费者信用控制答案：D 本题解析：暂无解析12.以下是某报告中的一些语句，有语病的一句是（ ）A.除了加大对重点领域的贷款投放，去年国开行还向十大产业振兴规划项目发放贷款2709 亿元，向能源产业发放贷款81.8 亿元B.我国石化事业能否迅猛发展，成为我国综合国力的重要标志，关键在于是否拥有持续不断的创新能力C.根据富洲天然气管网有限公司的战略发展规划，需要引进大批优秀人才，包括总经理、业务经理、业务员等大量基层和高层岗位D.我国石油石化生产总体稳定，主要产品产量保持增长，库存增加，供应充分，满足了国内日益增长的消费需求答案：C 本题解析：C 项逻辑关系对应不恰当，“总经理、业务经理”应该是“高层岗位”，而不是“基层岗位”，“业务员”对应的应该是“基层岗位”。

13.I've loved my mother's desk since I was just tall enough to see above the top of it as mother sat writing letters. Standing by her chair, looking at the ink bottle, pens, and white paper, I decided that the act of writing must be the more wonderful thing in the world. Years later, during her final illness, mother kept different things for my sister and brother."But the desk," she'd said again, "it's for Elizaheth."I never saw her angry, never saw her cry. I knew she loved me; she showed it in acdou. But as a young girl, I wanted heart-to-heart talks between mother and daughter. They never happened.And a gulf opened between us. I was "too emotional". But she lived "on the surface".As years passed I had my own family. I loved my mother and thanked her for our happy family. I wrote to her in careful words and asked her to let me know in any way she ebose that she did forgive me. I posted the letter and waited for her answer. None came. My hope turned to disappointment, then little interest and, finally, peace-it seemed that nothing happened. I couldn't be sure that the letter had even got to mother. I only knew that I had written it, and l could stop trying to make her into someone she was not.Now the present of her desk told, as she'd never been able to, that she was pleased that writing was my chosen work. I cleaned the desk carefully and found some papers inside--a photo of my father and a one-page letter, folded and refolded many times. Give me an answer, my letter asks, in any way you choose. Mother, you always chose the act that speaks louder than words.The passage shows that _______A.mother was cold on the surface but kind in her heart to her daughterB.mother was too serious about everything her daughter had doneC.mother cared much about her daughter in wordsD.mother wrote to her daughter in careful words答案：A 本题解析：由第二段最后一句“But she lived‘onthe surface”’和全文内容可知．作者的母亲表面上很冷漠，但心里充满了对作者的爱，正确答案是A。

14.本国货币贬值，可以使（ ）A.本国进口、出口都增加B.本国进口、出口都减少C.本国出口增加、进口减少D.本国进口增加、出口减少答案：C 本题解析：本题考查货币贬值和进出口的关系。