Analysis of current situation of informatization of our country finance and development strategy.doc

Analysis of current situation of informatization of our country finance and development strategy Summary: In recent years, as the propulsion of global informatization process, informatization of our country finance got tremendous progress, but overall for, with the world advanced country still has very big difference, the article is on the foundation that analyses current situation of domestic banking informatization, summarized the problem that exists at present, put forward to will develop strategic goal henceforth, provided a basis to develop further research of the strategy to informatization of our country finance. Keyword: Financial informatization; IT; Develop the strategyThe financial informatization of our country has taken 20 many year, huge success was gained below the effort that counting staff member of financial science and technology, from do not have have, from have essence of life, reach a range by the dot, preliminary building mature and whole financial information system. Period develops in this paragraph, shaped of financial information chemical industry became the development pattern that superintends a branch to be core with financial company and industry, meet in inspect of card of Chinese people bank, China namely, China keeps watch the leader that can wait for an industry to superintend an orgnaization issues silver-colored watch of meeting, China, each financial companies the actual condition according to oneself, define the development strategy of financial informatization. But in this kind development mode falls, financial informatization job also is existing a few blind angle, namely a lot of strategical tasks are inextricability. Its main problem depends on, the constitutor of financial informatization strategy, can stand in the angle of financial company only, perhaps go up in the height of relevant superintendency orgnaization, center eye morely in each enterprise interior or in the specific issue of industry interior. Go up as to the angle that develops from national economy society, how to plan the strategy that financial informatization develops, how to bring into play adequately, reasonable allocation all sorts of resource of the society, how to strengthen each enterprises and between each industries cooperate in coordination, how to determine unified, scientific level, how to avoid to repeat build and repeat the waste that develops pair of resource, it is the problem that solves urgently. One, financial informatization concept20 centuries since 90 time, it is the swift and violent development of the IT of core and global economic integration with Internet, affected international competition pattern and mankind deeply to live means. Below the historical setting that in this one huge economy development configuration changes to be changed with fundamental technology platform, china is facing new opportunity and challenge. From wider perspective system of research China banking reforms the overall strategy with Chinese finance informatization, realize the conformity of financial information system, promote finance competition ability in the round, it is the real need that stimulative countryman economy grows continuously and answers a world. Financial informatization is to show each respects in financial business and financial administration apply contemporary IT, use finance and economic information resource thorough development, extensively, accelerate the process of financial modernization. This process is development, dynamic with what deepen ceaselessly. Financial informatization is a component of national informatization, the informatization of it and whole society, with the informatization of other and macroscopical management department, closely related the informatization with dweller, enterprise, supplement each other. The drove next financial services and financial innovation to make modern economy nut of the IT that developing ceaselessly and economic globalization. 2, domestic banking informatization develops the current situationElectron of our country finance changes construction only then at 20 centuries 70 time, through “ 65 “ prepare, “ 75 “ found, “ 85 “ on dimensions, “ 95 “ see effect, “ 15 “ the development phase that tackles key problem again, from do not have have, arrive as a child big, already formed the financial electron inside limits of a whole nation to change service system stage by stage. Main show is in the following respects: 1. The electron changes equipment to already was had quite dimensions ends by 1999, bank system has been configured large and medium-sized the computer is covered many times 700, small-sized machine is covered many times 6000, PC and server many 50, the electron changes business site to enclothe rate achieve 95% above. End by June 2001, each finance orgnaization installs automatic ATM in all (ATM)4.9 more than 10000, terminal of point of sales (POS)33.4 10 thousand. 2。