2019六级长篇阅读匹配练习题及答案(一).doc
11页2019 六级长篇阅读匹配练习题及答案 (一)Section BDirections : In this section, you are going to read apassage with ten statements attached to-it. Each statementcontains information given in one of the paragraphs. Identifythe paragraph from which the information is derived. You maychoose a paragraph more than once. Each paragraph is markedwith a letter. Answer the questions by marking thecorresponding letter on Answer Sheet 2.Six Steps to Tackling Your Student Loans[A] Any payment is a good debt payment, but a strategy canbe useful too-even if your strategy means opening theenvelope.Open the envelope[B] This is the hardest thing to do. The bills come with the"Sallie Mae" or "Discover" logo on them and you toss themaside, hoping to deal with them when you feel less besieged( 围攻). You know you started owing some amount- $20,000,$50,000, $100,000 —and that the interest is piling up, butyou dont know exactly how much or how. When faced with heavydebt, many people try to avoid seeing the numbers.[C] This doesnt work, even psychologically. Anyone who haslet credit-card bills or mortgage bills pile up, 1reopened,knows that avoiding the envelope does not reduce your anxiety;it increases it. As those envelopes multiply, they take overyour psychological state. In horror movies, its like themonster in the room behind the door. You dont know what itlooks like, but it keeps you scared and immobile. So, openthe envelope.[D] Or, even better, log in online. All student loanproviders have a web site where you can see what you owe,your interest rates, and your payment schedules. SallieM is no-frills, but still allows you to see your loans onone screen, including your interest rates. Discover. cornalso has a pretty basic site. Citibank has a more complexsite. Get used to logging into these sites pretty often; ffyou need motivation, think of it as visiting your money whileits in prison.[E] The websites all have one thing in common : they let yousee how much you owe, and what your interest is, and theymake it easy to pay-but they dont let you see how much yourdebt load is growing. This is a major motivating factor inpaying down your loans. Identify your loans[F] Are your loans held by the federal government--usuallythrough Sallie Mae--or through "private" lenders likeCitibank or Discover? if you dont know who holds your loans,you can find out here, at the National Student Loan DataSystem.[G] Why do you need to know who holds your loans? This willmake a difference to your payment options and your interestrates, if you have a federal loan, for instance, yourinterest rate is probably very low, around 32% ; ff you haveprivate loans, the interest rates are likely to be muchhigher, around 48%. Federal loans also give you options likerequesting forbearance ( 延期还贷) ff youre out of work or ifyour income is too low-handy for the times when youre downon your luck.Start seeing your debt in new ways[H] The websites of lenders are often limited and only havebasic information. To really tackle your student loans, itcan often be useful to visualize how much progress youremaking. There are several ways to do that.[I] One really useful new free site is Tuition. io, whichgathers information for all your loans in one place. You cansee your debt in colorful charts, play around with repaymentplans, and, once you start paying your loans, you can see thenumbers start to fall. That can be very motivating.[J] For the same effect that you can customize yourself, trya Google Docs spreadsheet. Theres a template that alreadyexists for paying down loans; it has the unpromising title of"Loan amortization schedule by Vertex42. corn" but it hasvery handy calculators built in so that you can tweak yourmonthly payments to see how much progress you can make if youincrease or decrease your payments in any given month. If youdont like that template, just create a Google Docsspreadsheet with the categories you need : date; loanname/number; loan interest rate; starting loan amount( including how much you owe on that date) ; payment amountyou made on that date; ending loan amount after that payment.After you have enough entries, you can start creating graphs;there are few things more satisfying than seeing that graphmove downward as you pay off your debt.[K] If you want to see your loans in a larger context ofyour whole financial picture, LearnVest is a great mobile appfor iPhone. It gathers all your information income, loans,credit card debt by linking to your accounts. It serves upuseful graphs on your net worth, comparing your assets towhat you owe -and theres nothing more motivating than seeinga "minus" sign next to your financial picture. LearnVest"also lets you track your spending, which may make it easierto see where to cut down on expenses so that you can put moreinto your loan pay。





