2015中国建设银行招聘考试模拟试题英语部分.docx

山西银行考试交流群：山西银行考试交流群：134956243134956243山西中公金融人2015中国建设银行招聘考试模拟试题英语部分第三部分第三部分 英语部分英语部分 Passage 1 Over the past decade, American companies have tried hard to find ways to discourage senior from feathering their own nests at the expense of their shareholders. The three most popular reforms have been recruiting more outside directors in order to make boards more independent, linking bosses’pay to various performance measures, and giving bosses share options, so that they have the same long-term interests as their shareholders.These reforms have been widely adopted by American’s larger companies, and surveys suggest that many more companies are thinking of following their lead. But have they done any good? Three papers presented at the annual meeting of the Academy of Management in Boston this week suggest not. As is usually the case with boardroom tinkering, the consequences have differed from those intended.Start with those independent boards. On the face of it, dismissing the boss’s friends from the board and replacing them with outsiders looks a perfect way to make senior managers more accountable. But that is not the conclusion of a study by Professor James Westphal. Instead, he found that bosses with a boardroom full of outsides spend much of their time building alliances, doing personal favors and generally pleasing the outsiders.All too often, these seductions succeed. Mr.Westphal found that, to a remarkable degree, “independent” boards pursue strategies that are likely to favor senior managers rather than shareholders. Such companies diversify their business, increase the pay of executives and weaken the link between pay and performance.To assess the impact of performance related pay, Mr.Westphal asked the bosses of 103 companies with sales of over $1 billion what measurements were used to determine their pay. The measurements varied widely, ranging from sales to earnings per share. But the researcher’s big discovery was that bosses attend to measures that affect their own incomes and ignore or play down other factors that affect a company’s overall success.山西银行考试交流群：山西银行考试交流群：134956243134956243山西中公金融人In short, bosses are quick to turn every imaginable system of corporate government to their advantage—which is probably why they are the people who are put in charge of things. Here is a paradox for the management theorists: any boss who cannot beat a system designed to keep him under control is probably not worth having.1. What is the purpose of the large companies in recruiting outsiders and putting them on the board of directors?A) To diversify the business of the corporation.B) To enhance the cooperation between the senior managers and the board directors.C) To introduce effective reforms in business management.D) To protect the interests of the shareholders.2. What does Professor James Westphal’s study suggest?A) Boardroom reforms have failed to achieve the desired result.B) Outside board directors tend to be more independent.C) With a boardroom full of outsiders, senior managers work more conscientiously.D) Cooperation between senior managers and board directors suffered from the reforms.3. The word “seduction”(Line 1,Para.4) probably means “ ”.A) efforts to conquerB) attempts to win overC) endeavors to increase profitsD) exertions to understand4. Which of the following statements is true?A) Corporate executives in general are worth the high pay they receive.B) The income of corporate executives is proportional to the growth of 山西银行考试交流群：山西银行考试交流群：134956243134956243山西中公金融人corporate profits.C) Corporate executives tend to take advantage of their position to enrich themselves.D) The performance of corporate executives affects their own interests more than those of the shareholders.5. How does the author feel about the efforts to control senior executives?A) Doubtful. B) Optimistic. C) Positive. D) Approving.Passage 2U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequences can be serious--ranging from higher drop-out rates to future employment problems and even suicide.Based on hundreds of face-to-face interviews and surveys with students, sociologist Robert Manning of Georgetown University concluded both the number with credit card debt and their indebtedness had been “systematically underreported“ in previous studies which failed to reflect the “survival strategies“ many used to cope with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appeals to parents for loans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. “Official drop out rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards,“ the study said.Even then, debts can haunt students. “Student credit card debts are increasingly。