2022年黑龙江省银行招聘之银行招聘综合知识提升考试题库及完整答案.docx

《银行招聘之银行招聘综合知识》题库一 , 单选题 (共100题，每题1分，选项中，只有一个符合题意)1、趋同适应是指亲缘关系相当疏远的不同种类的生物，由于长期生活在相同或相似的环境中，接受同样生态环境选择，在外貌形态、内部结构、生活特点、生理特征及发育等多方面表现出相似性，具有相同或相近的形态A.在同一片森林的地被层和草本层中，栖息着两栖类、爬行类等动物;在森林的下层——灌木林和幼林中，栖息着莺、苇莺和花鼠等；在森林的中层栖息着山雀、啄木鸟、松鼠和貂等；而在树冠层则栖息着柳莺、交嘴和戴菊等B.哺乳类的鲸、海豚、海象、海豹，鱼类的鲨鱼，它们在亲缘关系上相距甚远，但都长期生活在海洋中，整个身躯形成为适于游泳的纺锤形C.沙漠植物都是肉质叶或者茎，雨淋植物都是宽叶而寒带植物多是针叶D.蝙蝠、翼龙、鸟类为了飞翔，将前肢进化成强有力的翅答案】 A2、Because of such factors, engineers have worked on increasing the efficiency of elevators, resorting to double-decker cars to service and to transfer systems that ______ express and local elevators.A.exploreB.enforceC.deployD.strengthen【答案】 D3、2020年3月24日外交部发言人耿爽表示，近日中国驻英国、法国、意大利、沙特等国的使馆向中国留学生发放了装有防疫物品和防疫指南的（　　）指导他们科学防疫，帮助他们加强防护，传递来自党和政府的关心和问候，来自祖国人民的呵护和叮咛。

A.爱心包B.防疫包C.宣传包D.健康包【答案】 D4、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.A.admirationB.ambitionC.administrationD.orientation【答案】 B5、Passage 4A.the lack of support from firmsB.the cultural differencesC.the effect of unemploymentD.the shortage of money【答案】 D6、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.A.Boeing was held back by delays to its 787 DreamlinerB.US airplane Virgin America ordered 30 airplanes from AirbusC.India’s Indigo bought 180 airplanes from AirbusD.Boeing had not recovered from recession【答案】 B7、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.A.Around 1981B.Around 1986C.Around 1976D.Around 1992【答案】 C8、关于商业银行理财业务的特点，下列表述不正确的是（　　）。

A.银行是理财业务风险的主要承担者B.银行理财业务是“轻资本”业务C.理财业务是一项金融知识技术密集型业务D.商业银行理财业务运作的不是银行自有资金，而是客户委托资金【答案】 A9、Passage 3A.the tendency of cutting household wasteB.the increase of packaging recyclingC.the fact of packaging overuseD.the rapid growth of supermarkets【答案】 C10、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Chinese business philosophyB.China's business cultureC.Doing business in ChinaD.Guanxi in China【答案】 B11、货币的（　　）功能是使货币区别于股票，债券和住宅的主要功能。

A.交易媒介B.记账单位C.支付手段D.价值储藏【答案】 A12、 我国《经济法》调整的对象是（　　）A.一切经济关系B.特定经济关系C.全部财产关系D.社会关系【答案】 B13、 在我国，证券业和银行业、信托业、保险业实行（　　）A.分业经营、分业管理B.集中经营、统一管理C.分业经营、统一管理D.集中经营、分业管理【答案】 A14、I prefer to take a plane rather than______a train.A.tookB.takenC.takesD.take【答案】 D15、资料：The Oakview CafeA.A newspaper reporterB.A musicianC.A cafe ownerD.A chef【答案】 B16、银行最需要考虑的风险是（　　）A.信用风险B.流动性风险C.市场风险D.操作风险【答案】 A17、某大型晚会的导演组在对节日进行终审时，有六个节目的尚未确定是否通过，这六个节目分别是歌曲A、歌曲B、相声C、相声D、舞蹈E和魔术F综合考虑各种因素，导演组确定了如下方案：A.无法确定论述F是否能通过B.歌曲A不能通过C.无法确定两个相声节目是否能通过D.歌曲B能通过【答案】 A18、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（　　）天。

A.360B.240C.120D.860【答案】 B19、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题A.His own stories about visiting ChinaB.The quality of Chinese goodsC.Why should foreign businessmen do business in China?D.Other important steps of doing business in China【答案】 D20、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉A.货币B.票据C.基础货币D.准货币【答案】 D21、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.The Russia’s 2017 economic growth forecast has been revised higherB.The leading economies have achieved sustainable long-term growthC.The OECD is not optimistic about China's economic growthD.India's economic growth forecast have been upgraded【答案】 A22、The information means little if we cannot______it effectively.A.confirmB.exploreC.considerD.express【答案】 A23、Passage 6A.It was created by Mrs.FieldB.It collects information on you usually without your knowing itC.It is a hardware needed to access to your computerD.It is the latest in technology【答案】 B24、现实的资本主义市场机制在很多场合不能导致资源的有效配置，这种情况被称为“市场失灵”，以下不属于市场失灵情况的是（ ）。

A.垄断B.外部影响C.完全信息D.公共物品【答案】 C25、—“Is there（　　）here?”A.anybodyB.everybodyC.s。