金融学essay写作—证券投资基金
www.chineselives.com 留学生活网 专业留学生essay写作网站金融学essay写作Securities investment fund金融学essay写作证券投资基金导读:这是一篇金融学essay范文,讨论了证券投资基金。证券投资基金是一种利益共享、风险共担的集合投资方式。证券投资基金以其专业化管理、长期投资的眼光,能够非常有效地捍卫中小投资者的利益,并成为稳定证券市场的中坚力量。证券投资基金作为一种新型、独特的金融产品,可以提供专家理财等相关的服务。 Securities investment fund refers to a kind of collective investment method that shares interests and risks. With the continuous development of China's economy and the rapid expansion of securities investment fund scale, securities investment fund has made indelible contributions in stabilizing the market. However, China's securities market investment fund started relatively late, compared with the rapid development of the fund itself, fund risk management is relatively backward. China's securities investment fund has a large gap in both the external investment environment of the fund and the internal investment management of the management company, which has caused serious risks and hidden dangers to the entire fund industry and even the entire securities market.As China's securities market is still young, with large fluctuations and a large number of small and medium-sized investors, the introduction and development of securities investment funds can play an important role in stabilizing the market and mobilizing social financial resources. With its professional management and long-term investment vision, securities investment funds can effectively defend the interests of small and medium-sized investors and become the backbone of the stable securities market. China's securities market after more than ten years of development, has initially formed a certain scale of national debt market, corporate bonds, financial bonds market and stock market, relatively perfect system of securities market, in attracting foreign investment, and speeding up the transformation of state-owned enterprise management mechanism, to speed up the socialist market economic system established plays a huge role. However, compared with the western securities market which has been developed for more than 100 years, it is still far from perfect and standard. China's securities market is established during the transition from planned economy to market economy. The characteristics of the policy market are very obvious, and the regulation from the listed financing to the secondary market and the rise and fall of the stock index are obviously regulated by the policy. However, with the gradual improvement of China's market economy system, the securities market will be gradually market-oriented. Looking forward to the development of China's securities market, its basic situation will take the increasing role of market mechanism as the main line, speed up the deepening process of the securities market, and improve the functions of the securities market. Need on the basis of the specification in our stock market gradually cultivate the rational institutional investors, especially the securities investment fund in order to improve the structure of the stock market investors, play to securities investment funds to support the role of market and stabilize the market, reduce market risk, so as to promote the health of the securities market, the sustained and stable development. From the perspective of development trend, China's securities market innovation will be jointly promoted by theoretical innovation, institutional innovation, product innovation and technological innovation and form a benign interactive industrial innovation trend. Therefore, it is necessary for China's securities market and national economic development to correctly understand the risks of China's securities investment funds and effectively prevent them. The "free rider" mentality of diversified fund holders weakened or eliminated the monitoring of fund managers. The separation of ownership and control of fund assets exacerbates "insider control" risk. In traditional enterprises, ownership and management rights are closely combined, so there is no risk of insider control. However, the "legal person property system and legal person management structure" determine the insider control is a concomitant problem with modern corporate system. As far as securities investment funds are concerned, due to the large number of investors, they cannot directly carry out the asset operation. In order to achieve the return effect of fund asset investment, only through the contract can they reach a separation of ownership and management right between fund holders, fund managers and fund custodians. Therefore, such a structural paradigm provides the DE facto soil for the emergence of internal controllers. Information asymmetry aggravates the failure risk of internal governance structure. Accurate, true, complete and effective information is the cornerstone of the fund holder's effective supervision of the fund manager. However, the dissociation of the ownership and management of fund assets results in the dissociation of interests bet