实习报告英文版

Executive SummaryI. Internships profile Chengdu Bank， founded in December 30， 1996, the former Chengdu 44 urban credit cooperatives founded Chengdu Urban Cooperative Bank, Department of Sichuan Province, the first city commercial banks. October 28, 2008， approved by the China Banking Regulatory Commission, the Bank of Chengdu in the Chengdu City Commercial Bank officially changed its name to mark the beginning of the line development by local banks to regional banks， national bank。 At the same time, Bank of Chengdu continuous joined this ”2007 Global Commercial Banking 1000 ”， ” 2007 top 300 Asian banks ”, ”2007 China Banking 100 comprehensive strength rating of the authority of international commercial banks。II.Internshipprocess The purpose of this internship is to master basic banking skills through internship in Chengdu Bank, familiar with the day-to-day banking business operating processes and work systems. The internship process includes the following phases:（A） for internships and institutional setup， staffing and so on。 (B) learn the basic banking business processes ， including the following areas: banking savings business , such as demand deposits , Lump fixed two will be ; bank of public services, such as accepted cash a check issued by bank draft ; credit card business , such as credit card account opening an account, cash access ， etc.； the business of LaSalle ； loan business . （C) Knowledge of bank accounting method， subjects set the account settings, accounting methods to determine. （D） Summary of internship after, and fill out the the internship identification table， write a practice report。General rules and regulations of the Chengdu Agricultural Bank of China is quite comprehensive. It explicitly provides for the operating specifications and codes of conduct of the staff。Followed left me with the most profound impression that the role of modern banking in the everyday lives of people is not limited to savings and lending at the same time， modern banking services related to all aspects of peoples lives， pay the insurance charge the bill， pay the ticket ， buy funds， stocks, foreign exchange , financial . exaggerate the point is you cannot think , no bank cannot " .Below to talk about my work experience in Chengdu Bank, the first few days is mainly behind the instructor to read and the instructor how the specific operation， looked about three days to learn about the full set of processes of the bank counter service, the Agricultural Bank of China have : non-staff are not allowed to operate , and I am a non - Bank of Chengdu , is not exposed to cash 。 The beginning of my task is to guide customers to fill out a form similar to the lobby manager.Then, I began to learn the savings business。 Now, the savings business of the Agricultural Bank of China to implement the teller is responsible for system is that each teller can handle all of the savings business ， that is to open an account ， cash access ， report the loss ， the solution linked ， the size of the banknote exchange , accepted the intermediary business 。 The certificate is no longer as the public business sector as to pass between the accounting， but each teller a separate account processing, and accounting. However， documents of each teller system should be handed over to the person in charge of the relevant line first audit, and then passed to the higher life after the audit。 Daily handover between learning teller reconciliation is essential to the reconciliation in addition to to check the cash accounts and are consistent with, but also view important blank vouchers are missing， subpoena， whether continuous and so on. Teller between reconciliation is also useful program generally will be counting the cash, and then an inventory of crucial gaps in credentials such as passbook, bank cards， certificates of deposit. After three days of learning, I started learning the business of the banks accounting。 That is for the company's business. The accounting department of accounting of public business (is referring to the bill business) is divided into three main steps, accounting, review and cashier。 Said the bill business predominantly refers to the checks， including two kinds of note of transfer and cash checks. For cash check business is being audited， see the seal of the drawer seal in line with the bank set aside , is through the computer Yan Yin , or manually check （ my internship bank equipment is not quite keep up with advances in technology also uses a manual check ); look at the case are the same amount , whether the altered amount of the ticket , the ticket issue date , payee elements , check whether it has been more than prompt payment terms ， check whether the overdraft , if the endorsement ， the endorsement shall be signed are consistent ， is worth noting that capital amounts to the whole , to the sub , you cannot remember the whole . Cash checks ， accounting， bookkeeping , audit and correct