[金融英语考试密押资料]初级银行综合类模拟(听力部分暂无答案14

金融英语考试密押资料初级银行综合类模拟(听力部分暂无答案14金融英语考试密押资料初级银行综合类模拟(听力部分暂无答案14初级银行综合类模拟(听力部分暂无答案14一、听力题Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Spot rate + dealing commission.B.The same as the spot rate.C.Spot rate + premium or discount.D.Spot rate + bank charge.答案:解析What is a forward rate in foreign exchange dealing?2.A.On Sundays this bank is open till 4: 00 p. m.B.On Sundays this bank is open till 4: 30 p. m.C.On Sundays this bank is closed at 4: 30 p. m.D.On Saturdays this bank opens at the usual time.答案:解析This bank opens at 8: 30 a. m. and closes at4: 30 p. m. , Monday through Friday, but on Saturdays and Sundays it opens an hour later and closes half an hour earlier.3.A.VISA Card, Access, American Express and Diners Card are all credits.B.Credit cards are the same thing as charge cards.C.Another name for credit card is charge card.D.American Express is not credit card in the real sense.答案:解析Credit cards, such as British Visa, Access, should not be confused with charge cards like American Express and Diners Cards.4.A.USD 3 674 596.09B.USD 3 674 593.01C.USD 3 674 596.09D.USD 3 374 593.09答案:解析The balance of your account this month is three million six hundred seventy-four thousand five hundred ninety-three point zero one US dollars.5.A.Due from banksB.Due to banksC.Accounts Receivable答案:解析The interest receivable from other banks should be posted into (如需获取本MP3听力录音请搜索标题名) 6.A.The collecting bank is the bank at the sellers country.B.The collecting bank acts only as an agent for the remitting bank.C.The collecting bank knows the buyer very well.D.The collecting bank noticed that the draft and the document were received.答案:解析Acting as an agent for the remitting bank, the collecting bank notifies the buyer upon receipt of the draft and the documents.7.A.We usually pay a visit to that bank.B.We usually write to that bank for permission.C.We exchange some staff each other.D.We exchange the control document and test keys.答案:解析Basically, what do we do if we establish a correspondent relationship with a foreign bank?8.A.This company is worth of financing.B.This company is highly rated in credit status.C.This company is rated lower in credit standing.D.This company runs a greater risk to make loans.答案:解析This company is a speculative grade. You will run a greater risk to make a loan facility to it.9.A.two separate spot transactionsB.one spot and the other forward transactionC.a "one month swap"D.the call option答案:解析In spot dealing, you buy US dollar against Japanese Yen and a month later you buy back the Yen against the dollar. Youre doing _10.A.Youre required to secure the money you borrowed.B.Youre required to show your credit rating.C.Youre required to offer a security for a loan from bank.D.Youre required to improve the security.答案:解析A security is required if you want to borrow money from bank.二、单项选择问题:1. The word "finance" signifies capital in monetary, that is, _, normally for capital purposes, through financial markets or financial institutions.A.in the way of capitalsB.in the form of funds lent or borrowedC.in the method of fundsD.on the form of funds lent or borrowed答案:B问题:2. A financial market consists of foreign exchange market, money market, bond market and equity market. The last two markets usually fall into the category of _.A.preferred stock market or liquidation marketB.stock market or debt marketC.securities market or capital marketD.securities market or liquidation market答案:C问题:3. _ relates to the liability of the issuing bank, whereas _ relates to the responsibility of the correspondent bank or other banks.A."Revocable" or "inrevocable", "unconfirmed" or "confirmed"B."Cancelled" or "cancellate", "confirmative" or "confirmed"C."Revocable" or "inrevocable", "confirmative" or "confirmed"D."Cancelled" or "incancelled", "unconfirmed" or "confirmative"答案:A问题:4. A documentary collection can be defined as the collection of a sum due from a buyer by a bank _ against delivery of certain documents.A.acting on behalf of a buyerB.behaving on behalf of an exporterC.acting on behalf of an importerD.acting on behalf of a seller答案:D问题:5. A forward exchange rate can move for two reasons: (1) because the spot rate moves, and _.A.because of changes in interest rate which affect the forward ratesB.because of changes in interest rate which affect the forward differentialC.for the changes in int