[金融英语考试密押资料]现代金融业务(综合)模拟10

金融英语考试密押资料现代金融业务(综合)模拟10金融英语考试密押资料现代金融业务(综合)模拟10现代金融业务(综合)模拟10Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. (如需获取本MP3听力录音请搜索标题名) 1.A.People can draw the money on CDs whenever they want.B.People can sell their CDs in the money market whenever they want.C.A CD is a demand deposit as opposed to a term security.D.CDs dont have a specified maturity date.答案:B解析Although CDs cannot be withdrawn, they can be marketed, that is sold, at any time. 单句意思为“可转让定期存单不能随便提取，但可以任意买卖。”B项正确，其他选项均表述错误。 2.A.The Bank of China is not a state-owned enterprise.B.The Bank of China is a foreign exchange bank.C.The Bank of China is not a foreign exchange bank.D.The Bank of China is not very important.答案:B解析The bank of China is a state-owned enterprise and is a specialized foreign exchange bank of the Peoples Republic of China. 单句意思为“中国银行是国有商业银行，它是中国的外汇专业银行。” 3.A.The amount on the cheque is larger than in the account.B.The car can be covered with your cheque.C.The cheque you wrote can not cover the car.D.The amount on your cheque is just that in your account.答案:A解析Im afraid there isnt enough money in your account to cover the cheque you wrote for your new car. 单句意思为“恐怕您账户里余额不足，您所开的支票无力购买此新车。” 4.A.The bank must take the purpose of loan into consideration carefully.B.The bank wonders if the loan is used for illegal or speculative purpose.C.The bank worries that the loan is used for illegal or speculative purpose.D.The bank must consider a way for the loan to be used for speculative purpose.答案:A解析The bank must consider carefully whether the loan is to be used in any illegal activity or for speculative purpose. 单句意思为“银行必须仔细审查，看贷款是否是用于非法活动或是投机行为。” 5.A.The discount rate and the stock prices move in the same direction.B.The discount rate and the stock prices move in the adverse directions.C.When the Fed raises stock prices, the discount rate is likely to move downward.D.When the Fed lowers stock prices, the discount rate tends to rise.答案:B解析Historically, when the Fed lowers the discount rate, stock prices tend to rise; when the Fed raises the discount rate, stock prices are likely to move downward. 根据录音可知，股票价格随着贴现率的变化而变化，且方向相反。 (如需获取本MP3听力录音请搜索标题名) 6.A.They will write to their home.B.They will write to their headquarter.C.They will ask for their rights.D.They will wait for an officer.答案:B解析They will write to their home office to waive their claim. 单句意思为“他们将写信给他们的总公司，告之将放弃他们的索赔。” 7.A.If a shareholder owns more shares, he can receive more cash dividends.B.Cash dividends are paid to each shareholder on the date of declaration.C.The number of shares has little impact on cash dividends paid to each shareholder.D.Cash dividends will be paid from the proceeds of the share issuance.答案:A解析Cash dividends are paid to each shareholder based on the number of shares that a shareholder owns. 单句意思为“现金股利的支付额要基于股东拥有的份额”。 8.A.The banks have an incalculable liability under the documentary credit revolving in value.B.The banks prefer to issue the documentary credit revolving in value.C.The buyer has less liability under the documentary credit revolving in value.D.The banks are involved in less liability by issuing the documentary credit revolving in value.答案:A解析A revolving documentary credit in relation to value involves the buyer and the banks in an incalculable liability. 单句意思为“有一定价值的可循环跟单信用证使得买方和银行要承担不可计量的债务。” 9.A.If future contracts are standardized, brokers would not assess contract specifications.B.As long as future contracts are standardized, floor trading would be made slow accordingly for brokers to evaluate contract specifications.C.Whether future contracts are standardized or not, floor trading will not be influenced.D.Futures contracts must be standardized, otherwise, floor trading would be made very slowly since specifications of each contract would be assessed.答案:D解析Future contracts have to be standardized, or floor trading would be slowed down considerably as brokers would have to assess contract specifications. 单句意思为“期货合约必须标准化，否则场内交易将会大大地减慢，因为经纪人要对合同的各种细则进行评估。” 10.A.We paid you early as required.B.Your documents came to us as required.C.Your documents have been correctly presented as required.D.You did not present the documents as required.答案:D解析We found that the documents we received did not comply with the requirements. 单句意思为“我们发现我们收到的单据与所要求的不一致。” Section Two Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The