[金融英语考试密押资料]金融英语初级模拟18

金融英语考试密押资料金融英语初级模拟18金融英语考试密押资料金融英语初级模拟18金融英语初级模拟18Part One ListeningSection OneDirections: In this section, you will hear ten short statements, Each statement will be spoken only once, After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer, Then mark tile corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Mortgage loans are profitable but high - risking compared to corporate lendingB.Mortgage loans are more profitable and low- risking compared to corporate lending.C.Corporate lending is unprofitable but carries low risk.D.Corporate lending is less profitable but carries low risk.t答案:B解析 Mortgage loans are usually considered as profitable and carry low risk compared to corporate lending.2.A.A grace period of three days is allowed.B.Three days are allowed before payment.C.Payment is allowed to last for three days.D.That will be a disgrace if payment is not made within three days.答案:A解析There are three days of grace allowed after tile day for payment.3.A.There is no money available in your bank account.B.There are one thousand yuan left with your bank account.C.The balance of your break account is one thousand yuan.D.You can overdraw one thousand yuan from your bank account.答案:A解析Your bank account is overdrawn to the extent of one thousand yuan.4.A.The government should confiscate property for public use.B.The government should keep confiscated property for public use.C.The public can use property confiscated by the government.D.The public can confiscate property for government use.答案:B解析Confiscated property should be kept by time government for public use.5.A.Watermark is a useful way to recognize a note.B.Recognizing watermark is a useful way to tell whether the note is a forgery.C.Distinguishing whether watermark is a forgery is very useful and helpful.D.Recognizing watermark is a useful way to prevent forgery of the note.答案:B解析Recognizing watermark is a useful way to distinguish whether the note is a forgery. (如需获取本MP3听力录音请搜索标题名) 6.A.If you dont negotiate your L/C in time, that will bring shame on you.B.If you dont negotiate your L/C in time, the bank will refuse to pay you.C.You must negotiate with the bank in time, or you cannot get money.D.You must negotiate with the bank in time, or you cannot keep good credit.答案:B解析You must negotiate your L/C in time, otherwise the bank will dishonour you.7.A.The issuing bank will send the bill of lading and the L/C to the advising bank.B.The issuing bank will notify the advising bank of the bill of lading and the L/.C.The advising bank will reimburse the bill of lading and the L/.D.The issuing bank will reimburse the bill of lading and the L/.答案:D解析The advising bank will send file bill of lading and the L/C back to the issuing bank to get reimbursed.8.A.It is essential for the exporter to make sure that the contract conforms with the L/C.B.Some exporters will make use of the discrepancy of the L/C to cheat in the transaction.C.It is essential for the buyer to be careful about the agreement of the L/C and the contract.D.There is a tendency that some exporters deliberately cheat in the transaction.答案:A解析There is a tendency that some buyers deliberately make use of the discrepancy of the L/C to cheat in the transaction, so the exporter must be very careful about the agreement of the L/C and the contract.9.A.Some enterprises are not wise enough to get loans because they are not creditworthy.B.Some enterprises are not creditworthy, so they fail to get loans from banks.C.Some banks are not wise because they grant loans to some unworthy enterprises.D.Some banks should first find whether some enterprises are creditworthy before granting loans to them.答案:D解析It is unwise for some banks to grant loans to some enterprises without first finding whether they are creditworthy.10.A.The importer should take the contract to the bank if he wants to apply for a L/.B.The applicant, usually the exporter takes the contract to the bank to apply for a L/.C.When applying for a L/C from a bank, the applicant may not have the contract.D.The applicant may take the contract to the bank after having applied for a L/.答案:A解析When applying for a L/C from a bank, the applicant, usually the importer, takes the contract to its hank.Section TwoDirections: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET With a single line through the center.